Posted on July 04, 2012 by lessismo | 0 Comments
Don’t get me wrong, I’m not getting out the Christmas decorations yet (although I’m sure retailers will be doing it in a couple of months time).
But a little advanced preparation makes Christmas a fun event rather than a stressful panic.
Today’s job is to make a tentative Christmas list, and put it somewhere that you will have it when you are out shopping. I keep it on my mobile phone, but you might want to put it in your diary, or even on the back of a business card in your wallet.
Just jot a list of names of people who you buy gifts for, and put a price guide against each one to stay on budget.
With a plan and a budget we can slowly buy items through the year, not double buy for the same person, and avoid a pre Christmas rush and a hideous January credit card bill.